Obligated To Pay

Mostly the people here living in America are not realizing that the plastic thing as we call it Credit card is just a tool to get your purchases fast and they are given the chance to purchase things and pay later, that's how it works, simple as that. But because of that, some people forget to remind themselves that it is still their obligation to pay what they buy using their credit card. That's why people end up having bad credit loans because sometimes people get also the bad credit credit cards that makes them pay high interest rates.